Finding specific numbers on a check can feel like a small puzzle, especially if you don’t handle paper checks often. You might need your account number to set up direct deposit, make an electronic payment, or simply verify your details. Knowing exactly where to look saves time and helps you avoid errors when sharing your banking information.
So, let’s solve the puzzle of where is account number in check. A standard personal check has three important strings of numbers at the bottom, and your account number is nestled right in the middle of them.
Finding Your Account Number on a Check
Turn one of your checks over and look at the bottom edge. You’ll see a line of strange-looking numbers printed in a unique font called MICR. This line is crucial. It’s typically broken down into three distinct groups. From left to right, the first set of numbers is the routing number, the second is your account number, and the third is the check number.
Your account number is the most variable in length, usually between 10 and 12 digits, but it can be longer or shorter depending on your bank. The routing number, which identifies the financial institution itself, is always nine digits. The check number at the end often matches the check number printed in the top-right corner of the check.
A Quick Guide to Other Important Check Details
While you’re looking at your check, it’s helpful to identify the other components. The routing number is the first number on the bottom left. You use this for tasks like setting up automatic bill payments or wire transfers. The check number appears twice—once in the top-right corner and again at the bottom right after your account number. This helps you keep track of your payments.
Tips for Handling Your Account Number Safely
Your bank account number is sensitive information. When you need to provide it, ensure you are using a secure method, such as a direct, encrypted portal for your employer’s payroll or a trusted biller’s website. Always store blank checks and old, canceled checks in a safe place to prevent unauthorized access. If you’re ever unsure, it’s always best to call your bank directly to confirm your account number rather than guessing.
With this simple guide, you can now confidently locate your account number whenever you need it. Just remember to look for that sequence of numbers at the bottom, positioned between the nine-digit routing number and the check number.