You’ve likely found yourself needing your bank account number to set up direct deposit, make an electronic payment, or link an account. While you could call your bank, there’s a much quicker way to find it. That string of digits is printed clearly on every personal check you have. Knowing where to look on the check turns a potentially frustrating search into a simple task.
Locating Your Account Number on a Check
Grab one of your checks and turn it so the long edge is at the top. At the very bottom, you’ll see a line of strange-looking numbers printed in a unique font. This is the MICR line, and it contains all the essential information. The sequence of numbers is broken up into three distinct groups. Your account number is almost always the middle set of numbers in this sequence.
A Quick Guide to the Other Numbers
To be absolutely sure you have the right number, it helps to know what the numbers on either side represent. The first set of numbers, usually nine digits, is the routing number. This identifies your bank itself, not your specific account. The final, and usually shortest, set of numbers is the check number. This often matches the check number printed in the top-right corner and is used to track that individual payment.
Double-Checking for Accuracy
Before you write down or type in your account number, take a moment to verify it. A good rule of thumb is that the account number is typically the longer number sandwiched between the routing and check numbers. It can vary in length, but it’s commonly between 10 and 12 digits. If you’re ever unsure, comparing two checks from the same account is a great way to confirm the number is consistent. This small step can save you from failed transactions due to a simple typo.
With this knowledge, finding your account number is a straightforward process. Just remember to look at the bottom of your check for that middle sequence. Keeping this information handy empowers you to manage your finances with confidence.
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